CLAAS Benefits Page

CLAAS Financial Services, LLC recognizes your right to privacy. We're pleased you have chosen to finance with us, and we are committed to honor our relationship using great care to responsibly protect the information you share with us.

Our customer information privacy policy, detailed in this statement, serves as the standard for all CLAAS Financial Services, LLC employees in the collection, use, sharing, retention, and security of individual customer information.

Without compromising your privacy, we also wish to offer you, from time to time, superior financial products and services that we believe can help you achieve your financial objectives. We believe we can do this by observing our policy.

Safekeeping of customer information is a high priority at CLAAS Financial Services, LLC. We will continue to maintain the high standards necessary to ensure that your information is kept private and secure at all times.

If you close your account(s) or become an inactive customer, we will continue to adhere to this privacy policy.

We strive to maintain complete and accurate information about you and your accounts. Should you believe that our records contain inaccurate or incomplete information about you, please notify us at the telephone number listed in the "Where to Call" section at the end of this statement. We will correct any inaccuracies.

Information about customers is accumulated from a variety of sources. You provide some information. We record other information, such as your account history, and still other information is obtained from outside sources, such as affiliates and credit reporting agencies.

We limit the collection and use of information about customers to the data necessary to administer our business, provide superior service and offer opportunities we believe may benefit our customers.

We use some information to help identify and mitigate potential risks or loss to the CLAAS Financial Services, LLC. We also use customer information to identify a likely interest in particular products or services. We use this information only in accordance with our policy.

CLAAS Financial Services, LLC employee access to information about individual customers is limited to those with a business reason to have such access. Employees are made aware of this privacy policy and trained in procedures that maintain confidentiality. Employees who violate provisions of the privacy policy are subject to disciplinary action.

CLAAS Financial Services, LLC safeguards information about you according to established security procedures designed to prevent unauthorized access. We continually assess new information protection technology.

In conducting business at CLAAS Financial Services, LLC, we collect and maintain various types of information about our customers, including:

Identification information (account numbers, Social Security numbers, dates of birth, addresses, and PIN codes);
Information regarding your credit worthiness and credit capacity (financial statements, employment information, credit history, and income and expenses);
Data we obtain when we verify information in a finance application (such as open lines of credit or deposit accounts);
Account activity information (loan or deposit balances and transaction histories); and
Information regarding your financial situation that allows us to recommend our products and services.

CLAAS Financial Services, LLC uses this personal information only for business purposes consistent with ethical lending practices and in compliance with applicable laws and regulations. We may share all of the information that we collect.

We may use your personal information as follows:

Within CLAAS Financial Services, LLC and Affiliated Companies:

As a security measure, to prevent unauthorized persons from accessing your accounts.
To conduct business safely and soundly. We use personal information, for example, taken from finance applications to manage risk and ensure that we are prudent underwriters.
We may share information about our experience and transactions with you among the CLAAS Financial Services’ family of companies as permitted by law. We may also share the other types of personal information we collect within our family of companies.
In satisfying legal requirements, such as for tax reporting, as required by state and federal government.
In determining which products and services may best serve your needs.

With Unaffiliated Third Parties:

CLAAS Financial Services, LLC does not reveal customer account information or provide other personally identifiable information to unaffiliated companies for their independent use.

We may disclose all of the information we collect, as described in "Types of Personal Information Collected" to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

As Permitted by Law:

CLAAS Financial Services, LLC may legally share customer account information or other personally identifiable information with unaffiliated companies when:

They assist by contract in providing CLAAS Financial Services, LLC products and services, e.g., check printers and credit insurance.
Information sharing is in the normal course of business, e.g., with credit reporting agencies.
The law requires our cooperation, e.g., fraud investigation, subpoena, or a request by an authorized government regulator.
"Due diligence" is performed during a merger, acquisition or sale of a loan/lease portfolio.
A customer has earlier been informed of the possible disclosure of information for marketing or similar purposes and given an opportunity to decline ("opt out").

When we provide customer information to a third party, as permitted by law, we insist—through a written agreement—that the third party maintain the confidentiality of that information.

For questions about our privacy policy or to make an opt-out request, please contact us at 866-657-1442.

CLAAS Financial Services, LLC reserves the right to amend this privacy policy at any time. You will be given prior notice of any change.

CLAAS Financial Services takes seriously our responsibility to protect the privacy of our customers' financial information. If personal data is queried or provided on this web site, the data provided is voluntary. The information provided is confidentially treated and processed only in the context of the regulations of the Federal Law for Data Protection.

Governing law. You agree that your use of CLAAS Financial Services’ web site is governed by the laws of the State of California and any applicable federal United States laws. For individual products and services offered by CLAAS Financial Services, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

Copyright and trademark information. The trademarks, trade names, and service marks (the "Marks") used on CLAAS Financial Services web site belong to CLAAS Financial Services or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark. The materials displayed on CLAAS Financial Services’ web site are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, or performed without the prior express permission of CLAAS Financial Services.

All rights for used text, pictures, logos, animation, video, sound, graphs, as well as their arrangement on this website are reserved to CLAAS KGaA mbH. They are subject to copyright protection and other patent rights and may not be used, copied, spread or changed for commercial purposes. The employed CLAAS logos, vehicle identification plates, label names and letters, as well as emblems, are protected and may not be used without special written permission by CLAAS KGaA mbH for advertising purposes or for the public spreading of information offered here.

Limitations. None of the information on CLAAS Financial Services’ web site may be used, distributed, or reproduced for commercial purposes without our prior express written permission. No third party is authorized to solicit CLAAS Financial Services’ products or services without CLAAS Financial Services’ prior express written permission. There are various restrictions, limitations, and costs associated with CLAAS Financial Services’ products and services, which are disclosed in the applicable customer agreements and continue to apply regardless of any information provided in our web site. Not all products and services described are available in all geographic areas.

No warranties. From time to time CLAAS Financial Services’ web site may include information from third parties, and/or links to other web sites. CLAAS Financial Services does not make any warranties, express or implied, regarding any third party information or any links to other web sites, and CLAAS Financial Services assumes no responsibility for the accuracy, completeness, reliability or suitability of the information provided by third parties or information, software (if any), offers or activity found on other web sites which may be linked to our web site.

Limitation of liability. CLAAS Financial Services disclaims liability for any and all claims, losses, costs, expenses (including attorneys' fees), and damages of whatever kind or nature including without limitation general, special, incidental, consequential, punitive, exemplary or treble damages ("Damages") based on any theory of liability, in connection with any use of CLAAS Financial Services’ web site and the information contained therein, even if CLAAS Financial Services has been advised of the possibility of such Damages.

Changes. CLAAS Financial Services reserves the right to change these terms and conditions, or the content of any portion of our web site at any time without notice. Your continued access of CLAAS Financial Services’ web site will be subject to the terms and conditions in effect at the time you access our web site.